REGISTERED NUMBER: 01517422 (England and Wales)

ABBREVIATED UNAUDITED ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2013

FOR

HOUGHTON INSURANCE BUREAU LIMITED

Page

Company Information

1

Abbreviated Balance Sheet

2

Notes to the Abbreviated Accounts

3

DIRECTORS:

Mr D R Smith

Mrs B M Smith

Mr C A Tidd

SECRETARY:

Mrs B M Smith

REGISTERED OFFICE:

78 High Street

Houghton Regis

NR DUNSTABLE

Bedfordshire

LU5 5BJ

REGISTERED NUMBER:

01517422 (England and Wales)

ACCOUNTANTS:

Stoten Gillam Limited

Chartered Accountants

Alban House

99 High Street South

Dunstable

Bedfordshire

LU6 3SF

BANKERS:

HSBC Bank Plc

210 High Holborn

London

WC14 7HD

FIXED ASSETS

Tangible assets

2

62,586

52,991

CURRENT ASSETS

Debtors

27,965

55,498

Cash at bank and in hand

254,212

213,853

282,177

269,351

CREDITORS

Amounts falling due within one year

66,757

62,216

NET CURRENT ASSETS

215,420

207,135

TOTAL ASSETS LESS CURRENT LIABILITIES

278,006

260,126

CAPITAL AND RESERVES

Called up share capital

3

1,000

1,000

Profit and loss account

277,006

259,126

SHAREHOLDERS' FUNDS

278,006

260,126

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2013.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2013 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The abbreviated accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors on 7 May 2014 and were signed on its behalf by:

Mr D R Smith - Director

1.	ACCOUNTING POLICIES

Accounting convention

The financial statements have been prepared under the historical cost convention and in accordance with the Financial

Reporting Standard for Smaller Entities (effective April 2008).

Turnover

Turnover represents net invoiced sales of services.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

25% on reducing balance

Motor vehicles

-

25% on reducing balance

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet

date.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the profit and loss account on a straight line basis over the period of the

lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are

charged to the profit and loss account in the period to which they relate.

2.	TANGIBLE FIXED ASSETS

Total

£

COST

At 1 October 2012

165,112

Additions

39,549

Disposals

(22,758

)

At 30 September 2013

181,903

DEPRECIATION

At 1 October 2012

112,121

Charge for year

20,890

Eliminated on disposal

(13,694

)

At 30 September 2013

119,317

NET BOOK VALUE

At 30 September 2013

62,586

At 30 September 2012

52,991

3.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2013

2012

value:

£

£

1,000

Ordinary

£1

1,000

1,000