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REGISTERED NUMBER: 01517422 (England and Wales)















ABBREVIATED UNAUDITED ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2016

FOR

HOUGHTON INSURANCE BUREAU LIMITED

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

CONTENTS OF THE ABBREVIATED ACCOUNTS
FOR THE YEAR ENDED 30 SEPTEMBER 2016










Page

Company Information 1

Abbreviated Balance Sheet 2

Notes to the Abbreviated Accounts 4

HOUGHTON INSURANCE BUREAU LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 30 SEPTEMBER 2016







DIRECTORS: Mr D R Smith
Mrs B M Smith
Mr C A Tidd



SECRETARY: Mrs B M Smith



REGISTERED OFFICE: 78 High Street
Houghton Regis
NR DUNSTABLE
Bedfordshire
LU5 5BJ



REGISTERED NUMBER: 01517422 (England and Wales)



ACCOUNTANTS: Stoten Gillam Limited
Chartered Accountants
Alban House
99 High Street South
Dunstable
Bedfordshire
LU6 3SF



BANKERS: HSBC Bank Plc
210 High Holborn
London
WC14 7HD

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

ABBREVIATED BALANCE SHEET
30 SEPTEMBER 2016

2016 2015
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 2 65,305 87,073

CURRENT ASSETS
Debtors 77,110 24,515
Cash at bank and in hand 378,862 301,834
455,972 326,349
CREDITORS
Amounts falling due within one year 239,568 134,985
NET CURRENT ASSETS 216,404 191,364
TOTAL ASSETS LESS CURRENT
LIABILITIES

281,709

278,437

PROVISIONS FOR LIABILITIES - 100
NET ASSETS 281,709 278,337

CAPITAL AND RESERVES
Called up share capital 3 1,000 1,000
Profit and loss account 280,709 277,337
SHAREHOLDERS' FUNDS 281,709 278,337

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2016.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2016 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies
Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end
of each financial year and of its profit or loss for each financial year in accordance with the requirements of
Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to
financial statements, so far as applicable to the company.

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

ABBREVIATED BALANCE SHEET - continued
30 SEPTEMBER 2016


The abbreviated accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.


The financial statements were approved by the Board of Directors on 28 November 2016 and were signed on its behalf
by:





Mr D R Smith - Director


HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

NOTES TO THE ABBREVIATED ACCOUNTS
FOR THE YEAR ENDED 30 SEPTEMBER 2016


1. ACCOUNTING POLICIES

Accounting convention
The financial statements have been prepared under the historical cost convention and in accordance with the
Financial Reporting Standard for Smaller Entities (effective January 2015).

Turnover
Turnover represents net commission on the sales of services and is recognised in the month that the underlying
insurance policy is paid.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 25% on reducing balance
Motor vehicles - 25% on reducing balance

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance
sheet date.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to the profit and loss account on a straight line basis over the
period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension
scheme are charged to the profit and loss account in the period to which they relate.

2. TANGIBLE FIXED ASSETS
Total
£   
COST
At 1 October 2015
and 30 September 2016 165,202
DEPRECIATION
At 1 October 2015 78,129
Charge for year 21,768
At 30 September 2016 99,897
NET BOOK VALUE
At 30 September 2016 65,305
At 30 September 2015 87,073

3. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2016 2015
value: £    £   
1,000 Ordinary £1 1,000 1,000