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REGISTERED NUMBER: 01517422 (England and Wales)















ABBREVIATED UNAUDITED ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2014

FOR

HOUGHTON INSURANCE BUREAU LIMITED

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

CONTENTS OF THE ABBREVIATED ACCOUNTS
FOR THE YEAR ENDED 30 SEPTEMBER 2014










Page

Company Information 1

Abbreviated Balance Sheet 2

Notes to the Abbreviated Accounts 4

HOUGHTON INSURANCE BUREAU LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 30 SEPTEMBER 2014







DIRECTORS: Mr D R Smith
Mrs B M Smith
Mr C A Tidd



SECRETARY: Mrs B M Smith



REGISTERED OFFICE: 78 High Street
Houghton Regis
NR DUNSTABLE
Bedfordshire
LU5 5BJ



REGISTERED NUMBER: 01517422 (England and Wales)



ACCOUNTANTS: Stoten Gillam Limited
Chartered Accountants
Alban House
99 High Street South
Dunstable
Bedfordshire
LU6 3SF



BANKERS: HSBC Bank Plc
210 High Holborn
London
WC14 7HD

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

ABBREVIATED BALANCE SHEET
30 SEPTEMBER 2014

2014 2013
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 2 72,158 62,586

CURRENT ASSETS
Debtors 25,552 27,965
Cash at bank and in hand 277,648 254,212
303,200 282,177
CREDITORS
Amounts falling due within one year 92,585 66,757
NET CURRENT ASSETS 210,615 215,420
TOTAL ASSETS LESS CURRENT
LIABILITIES

282,773

278,006

PROVISIONS FOR LIABILITIES 1,523 -
NET ASSETS 281,250 278,006

CAPITAL AND RESERVES
Called up share capital 3 1,000 1,000
Profit and loss account 280,250 277,006
SHAREHOLDERS' FUNDS 281,250 278,006

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2014.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2014 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006
and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each
financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395
and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as
applicable to the company.

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

ABBREVIATED BALANCE SHEET - continued
30 SEPTEMBER 2014


The abbreviated accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.


The financial statements were approved by the Board of Directors on 30 January 2015 and were signed on its behalf by:





Mr D R Smith - Director


HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

NOTES TO THE ABBREVIATED ACCOUNTS
FOR THE YEAR ENDED 30 SEPTEMBER 2014


1. ACCOUNTING POLICIES

Accounting convention
The financial statements have been prepared under the historical cost convention and in accordance with the Financial
Reporting Standard for Smaller Entities (effective April 2008).

Turnover
Turnover represents net commission on the sales of services and is recognised in the month that the underlying insurance
policy is paid.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 25% on reducing balance
Motor vehicles - 25% on reducing balance

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet
date.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to the profit and loss account on a straight line basis over the period of the
lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are
charged to the profit and loss account in the period to which they relate.

2. TANGIBLE FIXED ASSETS
Total
£   
COST
At 1 October 2013 181,903
Additions 38,434
Disposals (70,357 )
At 30 September 2014 149,980
DEPRECIATION
At 1 October 2013 119,317
Charge for year 17,588
Eliminated on disposal (59,083 )
At 30 September 2014 77,822
NET BOOK VALUE
At 30 September 2014 72,158
At 30 September 2013 62,586

HOUGHTON INSURANCE BUREAU LIMITED (REGISTERED NUMBER: 01517422)

NOTES TO THE ABBREVIATED ACCOUNTS - continued
FOR THE YEAR ENDED 30 SEPTEMBER 2014


3. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2014 2013
value: £    £   
1,000 Ordinary £1 1,000 1,000